Refund Policy
We, as a merchant, provide both products (goods) and services (information) to our customers.
Unlike companies that provide a tangible product that can be returned for a refund, our product is information. It can be used immediately upon viewing, and there is no product to return. Once a service has commenced, there can be no refund. Our services are the absolute best we can make them. Just as with the Stock Market, our customers must recognize that the information cannot be guaranteed, and that past performance is not a promise of future results. What is guaranteed is that each and every customer will receive the service that was purchased in full.If merchandise or products are ordered through a Direct Mail advertisement or via the Internet, the guarantee, if any, is included in the mailing, promotion or service description. Our advertising will also include the terms and conditions for refunds on any books, publications and/or systems purchased.


Disclaimer
The website owner (Kevin horse-racing-rates.com), its content creators, data providers and affiliates take no responsibility for any losses incurred using the services available including damages and costs. Betting or by its very nature carries a risk, and hence it is the responsibility of each client to make their own independent decisions when it comes to betting or trading on our selections. We have provided the information based on our own assessment, and best of our ability. We do not guarantee any financial gains to any individuals. Individuals cannot hold Kevin or his partners responsible for any financial losses incurred using our products. Past results do not predict future results. We recommend certain bets, but we do not accept any liability if results are not as predicted. When you bet, you are taking sole responsibility of your actions.